Comfort Security and Your Insurance Coverage

There are more cars on the road every year. With countless vehicles on the road, accidents will happen. Car insurance can be the difference between a small inconvenience and a major hassle. So how do you know what type of car insurance you need and the quantity you should purchase? Coverage requirements will differ by state/province, but usually include the following: Liability: Personal injury and property damage that you are responsible for will be covered under liability insurance. It also covers your defense and court costs if you are sued. Recommended, more comprehensive levels of insurance are available that cover more events than the stripped-down, state-mandated varieties. Personal Injury Protection: This is mandated in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. State law usually sets minimum amounts. Medical Payments: This type of coverage can be purchased in non-no-fault states and will pay regardless of who is responsible for an accident. All reasonable medical or funeral expenses will be covered under this type of coverage. Collision: This pays for damages to your car caused by an accident. Comprehensive: Protect your car from all non-collision damages by purchasing this type of coverage. This includes protection from burglary, vandalism, and weather damage. Uninsured Motorist: This pays for repair and replacement costs when someone with insurance is injured in an accident caused by a driver who does not have insurance. Under-Insured Motorist: This pays for damages when a driver with insurance is injured in an accident caused by a driver who does not have enough liability insurance to cover the full cost of the damages. Other types of coverage, including emergency road service and car rental, are also available. Your auto insurance payments varies based on the company and will depend on multiple factors, including: * What coverage you select * The type of the car you drive * Whether or not you have been in an accident * Your age, sex and marital status * Where you live Don't wait around to buy auto insurance; you shouldn't be on the road without it. Evaluate your needs, research your options, and with the guidance of your insurance agent, make the decision that fits you best. Golf Cart Insurance Clermont